Frequently Asked Questions

Here are some of the most common questions in relation to business credit as well as our program. We hope this helps!

WHAT IS BUSINESS CREDIT?

Business credit enables a business entity to obtain capital that can be used to purchase products or services. It is based on the trust that the payment will be made in the future and allows business to develop a credit file to obtain additional lines of credit to grow and scale.

HOW CAN I ESTABLISH BUSINESS CREDIT?

Once a Business is established as an LLC, Corporation, etc. a business credit profile is created. Unlike personal credit, business credit profiles are public so anyone can take a look. In order to establish business credit, a business must take the necessary steps of becoming complaint in the eyes of lenders before obtaining lines of credit.

WHAT ARE THE BUSINESS CREDIT BUREAUS?

Similar to personal credit, there are 3 major bureaus that report credit information. The 3 major personal credit bureaus are Equifax, Experian, & TransUnion. The 3 major business credit bureaus are Dun & Bradstreet (D&B), Equifax Small Business, and Experian Business.

DO I NEED GOOD PERSONAL CREDIT TO BUILD BUSINESS CREDIT?

Having strong personal credit scores will make obtaining lines of credit much easier. In many instances, your business will be able to open lines of credit under the business’ name and not the authorized officer. However, in the beginning, some lines of credit will only be granted after ensuring the authorized officer is credible as well. Having a strong personal credit will make it much easier when obtaining high-limit business credit cards and loans.

HOW DOES BUSINESS CREDIT HELP?

Business credit will assist in separating your business from your personal. More importantly, being able to obtain lines of credit to provide funding needs to businesses. From being able to obtain high-limit credit cards, business bank loans, business funding programs, and more. The capital that will be attainable will help bring business to the next level.

HOW LONG DOES IT TAKE TO HAVE GOOD BUSINESS CREDIT?

In our Business Credit Builder Program, our clients should be in a very strong business credit standing between 90-120 days after enrollment. If business credit has been established and there are negative marks reflecting on the business credit report, this process can take longer.

DOES BUSINESS CREDIT NEED A PERSONAL GUARANTOR?

With a strong business credit profile, you and your business will be able to obtain lines of credit attached to your business’ EIN and not your personal SSN. This is one of the main reasons why business credit is so important to establish and develop. Once your business has developed enough credit history and positive payment experiences, your business will be seen as very creditworthy and will not require a personal guarantor for business lines of credit

DOES THIS SERVICE HAVE A MONEY BACK GUARANTEE?

By Florida State Law, you are entitled to request a full refund within the first 3 business days upon execution of the agreement.

Why Credit Supreme Business Services?

Our mission is to provide our clients the best possible results in any of our programs, with a big emphasis on making sure your clients are extremely educated as well. Your goals are our goals, and we will equip you with all the necessary tools to continue to grow yourself and your business.

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Exclusive vendor lists

Through hundreds of hours of research and testing, we have compiled an exclusive list of vendors to help establish and build your business’ credit. From starter accounts to advanced accounts, we have everything available to obtain the lines of credit your business needs.

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personalized coaching

One of our biggest goals for each of our clients is to ensure a foundation of credit systems. Whether it is personal credit repair or business credit development, you will be assigned a coach for a 1 on 1 experience to further your knowledge.

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Full service

We understand the time and energy required to start and operate your business. In some cases, you may not have the time to complete the tasks to become compliant, or cannot begin obtain trade references. You have the option of having it done for you.

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course access

With so much useful information out there and even more useless information, we have done the legwork for you. Receive full access to our course with every step needed to establish, develop, and maintain your business’ credit profile.

BUSINESS CREDIT BUILDER PROGRAM PRICING

Credit Supreme Prides Itself In Having Transparent, Affordable Pricing

DIY + COACHING: $2,500*/ONE-TIME FEE

WE DO IT WITH YOU

  • 6 Months of Course Access
  • 6 Months of Consultant Access
  • Business Credibility Checklist Assistance
  • Business Credibility Checklist Check
  • D&B, Equifax, and Experian Reporting Setup
  • Exclusive List of Starter Vendors
  • Exclusive List of Advanced Vendors
  • Fleet/Retail Business Card Vendor List
  • Funding Vendor Access List
  • Access High Limit Retail Cards
  • Access High Limit Fleet Cards
  • Access High Limit Business Cards
  • Access Vehicle Auto Financing
  • 24/7 Access to Course via Web & App

MULTIPLE BUSINESS PRICING AVAILABLE

PARTNER: $4,000*/ONE-TIME FEE

“ALREADY CREDIBLE” | WE DO IT WITH YOU

  • We Establish your Business Credit for You
  • We Establish Trade References for You
  • We Establish Revolving Business Credit for You
  • We Assist in Acquiring the Funding Needed for Your Business
  • 6 Months of Course Access
  • 6 Months of Consultant Access
  • Business Credibility Checklist Check
  • D&B, Equifax, and Experian Reporting Setup
  • Exclusive List of Starter Vendors
  • Exclusive List of Advanced Vendors
  • Fleet/Retail Business Card Vendor List
  • Access High Limit Retail Cards
  • Access High Limit Fleet Cards
  • Access High Limit Business Cards
  • Access Vehicle Auto Financing
  • 24/7 Access to Course via Web & App

MULTIPLE BUSINESS PRICING AVAILABLE

PREFERRED PARTNER: $5,000*/ONE-TIME FEE

WE DO IT ALL FOR YOU

  • We Establish your Business for You
  • We Establish your Business Credibility for You
  • We Establish your Business Credit for You
  • We Establish Trade References for You
  • We Establish Revolving Business Credit for You
  • We Assist in Acquiring the Funding Needed for Your Business
  • Everything in "Partner" Plan

MULTIPLE BUSINESS PRICING AVAILABLE

Still Have Questions? Get In Touch!

We’d be more than happy to answer any questions you may have pertaining to Business Credit or any of our programs!

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